1
Issuing Bank
2
Confirmation & Discounting Bank
3
Calculated Rate Results
Final Confirmation Rate
—
Issuing credit risk adjusted
Confirming bank base + spread
Confirming bank base + spread
Final Discounting Rate
—
Issuing credit risk adjusted
Confirming bank base + spread
Confirming bank base + spread
4
LC Value & Tenor
Confirmation Fee
—
LC × Conf Rate × Tenor / 360
Discounting Fee
—
LC × Disc Rate × Tenor / 360
Note: All fees calculated in USD. Local currency equivalent shown via live ExchangeRate-API.
Rates are indicative only based on TFSBD's internal database and credit risk adjustments.
5
Live Benchmark Rates
SOFR (Overnight)
—
US Federal Reserve
Fed Funds Rate
—
US Federal Reserve
3M T-Bill Yield
—
US Treasury
🔄 Fetching live benchmark rates from FRED (Federal Reserve Economic Data)…
6
Bangladesh Macro Dashboard
● MONETARY POLICY RATES — Bangladesh Bank (Jan 2025)
BB Repo Rate
10.00%
Policy Rate · Jan 2025
SMART Rate
9.94%
6M T-Bill Avg · Jan 2025
Max Lending Rate
10.94%
SMART + 1% Cap
Wtd Avg Lending
13.31%
Domestic Banks · Nov 2024
● INFLATION & EXCHANGE RATE
CPI Inflation
10.87%
Nov 2024
Food Inflation
12.66%
Nov 2024
USD/BDT (Crawling Peg)
117.00
Reference Rate · Jan 2025
Forex Reserve
$20.48 Bn
Gross · Jan 2025
Interest Rate Spread
4.26%
Lending minus Deposit
● TRADE VOLUME & SOVEREIGN CREDIT (FY 2023-24)
Exports
$52.08 Bn
FY 2023-24
Imports
$61.23 Bn
FY 2023-24
Remittances
$21.91 Bn
FY 2023-24
GDP Growth
5.82%
FY 2023-24
Sovereign Rating
● BANKING SECTOR HEALTH
NPL Ratio (Gross)
11.11%
Jun 2024 · Elevated Risk
Capital Adequacy Ratio
12.10%
Jun 2024 · Above 10% min
LC Min Cash Margin
25.00%
General Imports · BB Circular
Export Finance Rate (EDF)
7.00%
BB Export Dev Fund
Rate Calculation Methodology:
Bangladesh bank confirmation & discounting rates in this calculator are calibrated using:
SMART Rate (9.94%) as the domestic base ·
Sovereign spread (BB−/Ba3 = +175bps) for country risk ·
BB Repo Rate (10.00%) as policy anchor ·
NPL ratio (11.11%) adding a systemic risk premium ·
and individual bank-level credit ratings (CRISL/CRAB) for institution-specific adjustment.
Sources: Bangladesh Bank Annual Report 2023-24, BB Monetary Policy Statement H1 FY2024-25.